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The price of meeting net zero is estimated to be between $100-150 trillion over the next 30 years. Regardless of this cost, we need to reach net zero before climate change does irreversible damage to the environment and the economy.

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Certificate of completion issued to

Carlota Gomez Tapia

For completing

Green Energy Efficient Mortgages Pathway

Completion date

03 Oct 2023

Delivered by

Accredited for

1 CPD credits

Certificate ID

58b7c9aead46760aae1786661d32f3df

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About Green Energy Efficient Mortgages Pathway

4 Video modules

34 minutes of learning

4.6 rating

Foundational level

With housing making up almost 40% of carbon emissions in the EU, it is imperative that properties are made more energy efficient if the EU stands any chance of meeting its net zero by 2050 target. Green mortgages are one potential product which may provide a solution. Join Luca Bertalot, Secretary General of the EMF-ECBC in this pathway, as he outlines the need for energy efficient mortgages, what they are, the initiatives driving energy efficient mortgages and some of the products that are currently available in the market.

In this pathway

Understand the need for green energy efficient mortgages

Explore initiatives driving energy efficient mortgages

Discover the products available in the market

Pathway experts

Luca Bertalot

Luca Bertalot

Secretary General: The European Mortgage Federation

Luca Bertalot is Secretary General of the European Mortgage Federation - European Covered Bond Council (EMF-ECBC), a market platform supporting market participants on all issues relating to the retail and funding sides of the mortgage business. Luca joined the EMF-ECBC in 2006, becoming Head of the ECBC in 2007 and Secretary General in June 2014. Prior to this, he worked as a financial analyst at Fondazione Censis - Centre for Socio-Economic Studies and Policies, Gentiloni Silveri & Partners Consulting, a law firm, and in the Italian Ministry of Foreign Affairs. Luca also worked as a consultant in several World Bank’s missions on Housing and Capital Markets issues in Morocco, Brazil and South Africa. Luca holds a degree in Economics and Financial Markets from the University of Rome, Tor Vergata. He also studied at the University of Mannheim, Germany, and at the Wharton School - University of Pennsylvania, in the United States.